How your athletes get paid
You pay one monthly invoice; we pay your athletes through Stripe Connect, daily once your invoice clears, $25 minimum, with a December 15 year-end payout.
The short version
You pay one monthly invoice. We pay your athletes. You do not handle payouts or taxes directly.
Here is the exact flow:
- You set the commission. A flat dollar amount or a flat percent, per program. The athlete receives that amount in full.
- You pay one invoice. Monthly, through Stripe Billing: the commission your athletes earned plus the 20% platform fee, billed to you on top.
- We pay the athletes. Through Stripe Connect, daily once your invoice clears, with a $25 minimum.
- We file the 1099s. Automatically, at year-end, for any athlete who clears the IRS threshold.
The fee is on top, not deducted
The 20% platform fee is billed to you on top of the commission. It is never taken out of the athlete's payout. Set a $50 commission and the athlete receives the full $50; your total cost is $60.
Athletes are paid through Stripe Connect after your invoice clears
Money moves in two steps, and the order matters.
- An athlete drives an attributed sale. The commission is credited to that athlete and held as pending. Nothing is paid yet.
- Your monthly invoice clears. Once Stripe Billing marks your invoice paid, that commission becomes funded and is cleared to pay out.
Athletes are paid only from cleared commission, so the cash you owe is always money you have already invoiced. We never front a payout against an unpaid invoice.
Payouts go through Stripe Connect, the same rail Stripe uses to pay sellers. The athlete completes Stripe's identity verification (KYC) once, before their first payout. After that, payments are automatic.
For the athlete's view of the same flow, see how athletes get paid. For your invoice cycle and line items, see invoicing and billing.
The daily payout sweep
Once your invoice clears, payouts run daily, not monthly. A sweep checks each athlete's cleared balance every day and pays out anyone who is eligible.
This means an athlete does not wait for a fixed payday. As soon as their balance is funded and clears the $25 minimum, the next daily sweep pays them.
The $25 payout floor
Each payout has a $25 minimum.
- Balances at or above $25 pay out on the next daily sweep.
- Balances under $25 roll forward. They keep accruing until the athlete crosses $25, then pay out.
The floor keeps per-payout transfer fees reasonable. No balance is ever lost; it waits until it is worth sending.
December 15 year-end force-pay
On December 15, we pay out every remaining balance, even the ones under the $25 floor.
This clears small balances before the year ends so each athlete's 1099-NEC reflects everything they earned that year. After the force-pay, the floor resumes for the new year.
| Date | What the sweep does |
|---|---|
| Any day after your invoice clears | Pays athletes with a cleared balance of $25 or more |
| December 15 | Pays every remaining balance, including those under $25 |
You do not handle payouts or taxes directly
You pay one invoice. Everything after that runs on our side.
- Payouts: We pay each athlete through Stripe Connect. You never send money to an athlete.
- Bank details: Stripe collects and holds each athlete's bank and ID during verification. Neither you nor Harmonia sees their SSN or account number.
- Taxes: We issue each qualifying athlete's 1099-NEC automatically through Stripe at year-end. You file nothing.
Where to watch it
Your dashboard shows per-program spend and per-athlete payout history, so you can see exactly what each athlete earned and when they were paid.
For how the athlete's 1099 and tax reporting work, see taxes for athletes.
FAQ
Do I pay athletes directly?
No. You pay one monthly invoice through Stripe Billing: the commission your athletes earned plus the 20% platform fee. We pay each athlete from the cleared commission through Stripe Connect. You never send money to an athlete, and you never see their bank details or SSN.
When do they get paid?
Payouts run daily through Stripe Connect once your monthly invoice clears, with a $25 minimum. Balances under $25 roll forward to the next day. On December 15 we pay out any remaining balance regardless of the minimum, so the year closes clean for 1099-NEC reporting.
Who issues their 1099?
We do, automatically through Stripe at year-end, for any athlete who clears the IRS threshold. You do not file or send anything. Stripe handles the athlete's ID and bank details during verification, so neither you nor Harmonia ever sees their SSN.